Business/Commerce, General graduates from Spalding University earn $61,096 median salary — below the national average for this program. Median debt: $28,160.
Business/Commerce, General at Spalding University
Louisville, Kentucky • Master's
What the IPEDS & College Scorecard Data Shows for Business/Commerce, General at Spalding University
This page combines two federal data products: IPEDS institutional characteristics for Spalding University and the College Scorecard field-of-study (FOS) file for Business/Commerce, General at the master's credential level. The FOS file is keyed by CIP (Classification of Instructional Programs) code, which means earnings and debt figures here reflect only graduates of this specific program — not the school as a whole. IPEDS reports 24 completers in the most recent cohort for this program at Spalding University, the denominator behind the median earnings figure.
Median graduate earnings of $61,096 represent Treasury-verified wages approximately one year after program completion, drawn from Social Security Administration records linked to federal financial aid applicants. Compared to the national mean of $104,045 across all institutions offering Business/Commerce, General, graduates here earn below the national average for this program. Across all programs at Spalding University, the mean median-earnings figure is $63,158, providing internal context for whether this specific field out-earns other options at the same institution.
Debt signals complete the ROI picture. The median cumulative federal loan debt for Business/Commerce, General graduates at Spalding University is $28,160, which translates to roughly $235 per month on a standard 10-year repayment plan. The debt-to-earnings ratio of 0.46 is under the 1.0 threshold the College Scorecard uses to flag favorable gainful-employment outcomes — earnings in year one already exceed cumulative borrowing. Program-level debt and earnings come from the Department of Education’s College Scorecard FOS release, updated annually.
Earnings Comparison
Program Details
Debt & ROI
Business/Commerce, General at Other Schools
| School | Median Earnings | Median Debt |
|---|---|---|
| Massachusetts Institute of Technology | $258,152 | $41,000 |
| Northwestern University | $240,637 | $76,735 |
| Emory University | $209,140 | $47,269 |
| Michigan State University | $188,085 | $78,686 |
| University of Virginia-Main Campus | $180,117 | $61,118 |
| Indiana University-Indianapolis | $171,615 | $37,032 |
| Indiana University-Bloomington | $161,345 | $41,000 |
| University of Wisconsin-Madison | $160,097 | $50,847 |
| Johns Hopkins University | $158,699 | $61,449 |
| Northeastern University | $148,490 | $47,834 |
Other Programs at Spalding University
| Program | Median Earnings | Median Debt |
|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $117,551 | $41,000 |
| Clinical, Counseling and Applied Psychology | $101,833 | $113,200 |
| Educational Administration and Supervision | $85,744 | — |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $77,983 | $20,667 |
| Rehabilitation and Therapeutic Professions | $66,668 | $68,393 |
| Accounting and Related Services | $65,288 | $25,000 |
| Business/Commerce, General | $63,325 | $29,208 |
| Student Counseling and Personnel Services | $61,178 | $30,366 |
| Business/Commerce, General (current) | $61,096 | $28,160 |
| Health Services/Allied Health/Health Sciences, General | $59,761 | $25,000 |
Other Schools with Business/Commerce, General
Quick picks offering the same program — compare side by side
About the Data
Data from the U.S. Department of Education College Scorecard Field of Study file. Earnings are median earnings for graduates after completion, drawn from U.S. Treasury tax records linked to federal financial aid applicants. Institutional characteristics come from IPEDS. Debt figures represent the median cumulative federal loan debt at graduation.
Debt-to-earnings ratio compares cumulative debt to annual earnings. A ratio below 1.0 indicates that annual earnings exceed total debt, generally considered favorable. Estimated monthly payments assume a standard 10-year repayment plan.
Read our methodology — how this data is sourced, computed, and verified.