Private Nonprofit · El Dorado Hills, California

SUM Bible College and Theological Seminary

SUM Bible College and Theological Seminary is a private nonprofit institution in El Dorado Hills, California. Graduates earn a median of $35,418 ten years after enrollment at an average net price of $21,680/yr.

$35,418
10-yr median earnings
$21,680
Avg net price / yr
40.7%
Acceptance rate
67.4%
4-yr completion

The verdict

SUM Bible College and Theological Seminary pairs modest graduate earnings with a selective admit.

According to the U.S. Department of Education's College Scorecard.

Top 75%
graduate earnings, US
40.7%
acceptance rate
67.4%
4-yr completion
+15%
earnings, 6→10 yrs
Suburb: Large Carnegie: Special Focus (4yr)

SUM Bible College and Theological Seminary is a private nonprofit institution in El Dorado Hills, California enrolling 198 students, according to the U.S. Department of Education College Scorecard's 2024-25 release. The acceptance rate is 40.7%. Graduates earn a median of $35,418 ten years after enrollment, based on U.S. Treasury tax records linked to federal financial aid data. The average net price after financial aid is $21,680. This profile includes admissions data, graduation rates, program-level earnings, and cost breakdowns to help students compare colleges using official federal data.

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Data updated July 2026

What the IPEDS & College Scorecard Data Shows for SUM Bible College and Theological Seminary

SUM Bible College and Theological Seminary operates as a private nonprofit institution located in El Dorado Hills, California (suburb: large), with a total reported enrollment of 198 students of which 210 are undergraduates. Institution-level records in the Integrated Postsecondary Education Data System (IPEDS) classify each school by Carnegie category, ownership sector, and urban/rural locale, which is how this profile's peer group and cost cohort are determined; SUM Bible College and Theological Seminary is categorized as "Special Focus Four-Year: Faith-Related Institutions" under the Carnegie classification system, a meaningful signal when comparing like-to-like institutions.

Admissions and cost figures below come from the same annual IPEDS Fall enrollment survey and net-price calculation that every Title IV institution is legally required to submit to the federal government, so the same standardized methodology applies whether comparing a public flagship or a small private college. Net price nets grant and scholarship aid out of the published sticker price, the number financial-aid experts consider the honest comparison point - the table further down breaks that figure out by family income band rather than a single blended average, since what one family actually pays can look very different from what another family pays at the identical school.

The outcomes further down come from federal tax records the U.S. Treasury links to former students who received federal financial aid, not a self-reported alumni survey - an approach that removes response bias but also means graduates who never took federal aid are absent from the earnings figures. Completion and retention rates only count first-time, full-time degree-seeking students, so a school with a large transfer or part-time population can serve those students well without that showing up in these particular metrics. Reading the cost, completion, and earnings figures together, rather than any single one in isolation, is the approach the College Scorecard's own methodology recommends for judging return on investment.

College Value Score

F
College Value Score
25/100
SUM Bible College and Theological Seminary

A 6-metric composite of earnings, cost, and completion outcomes benchmarked against every reporting US college, not a ranking of teaching quality, campus life, or fit for any individual student. See the full methodology.

Earnings F
$35,418
10-year median graduate earnings
Net Price F
$21,680
Average annual cost after grants and aid
Graduation Rate N/A
N/A
6-year completion rate
Debt F
$26,677
Median federal debt at graduation
Loan Repayment F
35.1%
Borrowers repaying loans within 3 years
Retention F
64.3%
First-year students returning for year two
SUM Bible College and Theological Seminary vs. the national benchmark
EarningsNet PriceGrad RateDebtRepaymentRetention

Each axis is the percentile score shown in the breakdown at left; the shape shows this school's overall profile at a glance.

10-yr median earnings

$35,418

Federal aid recipients only

Avg net price

$21,680

After grants and scholarships

4-yr completion

67.4%

First-time, full-time bachelor's

4-year completion vs national average (40%) 67.4%

Higher is better

College ROI Quadrant - SUM Bible College and Theological Seminary vs peers

SUM Bible College and Theological Seminary positioned by earnings vs cost Two-by-two quadrant chart: x-axis median earnings 10 years after enrollment, y-axis average net price after financial aid. Each dot is a college, colored by 4-year graduation rate (garnet ≥65%, amber 45-64%, red <45%). Net price increases upward, earnings increase rightward, so: bottom-right = best value (low cost, high earnings); top-right = premium (high cost, high earnings); bottom-left = community college tier (low cost, modest earnings); top-left = avoid (high cost, low earnings). Currently plotting 8 colleges. Source: U.S. Department of Education College Scorecard joined to Carnegie Classification. SUM Bible College and Theological Seminary p… Carnegie Classification: Special Focus (4yr) Special Fo… AVOID PREMIUM COMMUNITY BEST VALUE $30K $130K Median Earnings 10 Years After Enrollment ($) $5K $49K Avg Net Price ($) SUM Bible College and Theological Seminary (you are here): $35K earn · $22K net · 67% grad You are here - SUM Bible College … University of Southern California: $92K earn · $33K net · 92% grad University of Sout… National University: $68K earn · $23K net · 42% grad National University California Baptist University: $62K earn · $26K net · 61% grad California Baptist… Stanford University: $124K earn · $14K net · 92% grad Stanford University Chapman University: $70K earn · $47K net · 81% grad Chapman University Folsom Lake College: $43K earn · $6K net Chamberlain University-California: $92K earn · $37K net Grad rate (4yr) ≥65% 45-64% <45%
Source: U.S. Department of Education College Scorecard + Carnegie Classification of Institutions of Higher Education

Each dot is a college plotted by 10-year median earnings (x-axis) vs average net price (y-axis), colored by 4-year graduation rate. Top-left = best ROI; bottom-right = avoid.

How SUM Bible College and Theological Seminary ranks nationally

Where this school's graduate earnings fall within the full national distribution of every US college that reports to the College Scorecard, not just its peer set.

SUM Bible College and Theological Seminary: graduate earnings vs. every US college

10-year median earnings, College Scorecard

$35,418 Top 75% higher than 25% of 5,103 US colleges

$0–$20,000: 169 US colleges (3%). Below this entry. $20,000–$40,000: 2,245 US colleges (44%). This entry sits in this band. $40,000–$60,000: 1,897 US colleges (37%). Above this entry. $60,000–$80,000: 606 US colleges (12%). Above this entry. $80,000–$100,000: 134 US colleges (3%). Above this entry. $100,000–$120,000: 39 US colleges (1%). Above this entry. $120,000–$140,000: 11 US colleges (0%). Above this entry. $140,000–$160,000: 2 US colleges (0%). Above this entry. This college $0 $160,000 every US college, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US colleges. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Education, College Scorecard · 2024

Quick Facts

198
Total enrollment
40.7%
Acceptance rate
-
SAT average
67.4%
4-yr graduation rate
$35,418
10-yr median earnings
64.3%
First-year retention

Admissions

Admission Rate 40.7%

Share of applicants admitted

0%100%40.7%
Share of applicants admitted

Costs & Financial Aid

Tuition & Net Price

In-State Tuition $10,460
Out-of-State Tuition $10,460
Average Net Price $21,680

Net Price by Family Income

$0 – $30,000 $21,249
$30,001 – $48,000 $22,068
$48,001 – $75,000 $21,807
Over $110,000 $17,426
44.6%
Pell Grant Rate
43.1%
Federal Loan Rate
$26,677
Median Debt
$283/mo
Monthly Payment

Student Demographics

Race & ethnicity

Student body at a glance

50.4%
Female
53.6%
First Generation

Outcomes

67.4%
4-Year Completion Rate
64.3%
Retention Rate
$30,871
Median Earnings (6yr)
$35,418
Median Earnings (10yr)
35.1%
Loan Repayment, Completers (3yr)

Programs & Earnings

Program Credential Completers Median Earnings Median Debt
Bible/Biblical Studies Bachelor's 47 $36,973 $27,200

Frequently Asked Questions

What is the acceptance rate at SUM Bible College and Theological Seminary?
SUM Bible College and Theological Seminary is a private nonprofit institution in El Dorado Hills, California. The acceptance rate is 40.7%. Total enrollment is 198 students.
How much do SUM Bible College and Theological Seminary graduates earn?
Graduates of SUM Bible College and Theological Seminary earn a median of $35,418 ten years after enrollment. Six years after enrollment, median earnings are $30,871.
How much does SUM Bible College and Theological Seminary cost?
The average net price at SUM Bible College and Theological Seminary is $21,680. In-state tuition is $10,460 and out-of-state tuition is $10,460. Median student debt at graduation is $26,677.
What is the graduation rate at SUM Bible College and Theological Seminary?
SUM Bible College and Theological Seminary has a 4-year completion rate of 67.4%. The first-year retention rate is 64.3%.
Is SUM Bible College and Theological Seminary worth the student debt?
The median student debt at SUM Bible College and Theological Seminary is $26,677, while graduates earn a median of $35,418 ten years after enrollment. That debt represents about 75% of first-year post-graduation earnings. Among borrowers who completed their program, 35.1% are repaying their loans within 3 years. Estimated monthly loan payment is $283.

Sources & methodology

According to the U.S. Department of Education College Scorecard's 2024-25 release, PlainCollege tracks 6,243 postsecondary institutions and 70,827 individual school-and-program earnings records nationwide.

Every figure on this page is read live from official U.S. federal datasets, as of the 2024-25 release. Read the full methodology for how the data is sourced, computed, and verified.

What this means for SUM Bible College and Theological Seminary

  • SUM Bible College and Theological Seminary's graduates land in the 75th percentile nationally for 10-year earnings among reporting colleges.
  • The average net price after aid is $21,680 - compare it against schools with similar outcomes but a lower cost.Find similar schools that cost less
  • See how this school compares to every other college in California.Browse California

This profile is for informational purposes only and does not constitute financial or admissions advice. Figures are historical averages and may not predict an individual student's outcome - confirm current details directly with the institution before making enrollment decisions.

Every figure on PlainCollege is rendered directly from the U.S. Department of Education's College Scorecard data, no number is typed in by an editor. Institution profiles are compiled directly from College Scorecard, IPEDS, and Treasury earnings-linkage data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2024-25.