10-yr median earnings
$35,418
Federal aid recipients only
Private Nonprofit · El Dorado Hills, California
SUM Bible College and Theological Seminary
SUM Bible College and Theological Seminary is a private nonprofit institution in El Dorado Hills, California. as a private nonprofit, published Scorecard outcomes cover federal-aid recipients at this campus — endowment and sticker price sit outside those cohort fields.
- $35,418
- 10-yr median earnings
- 40.7%
- Acceptance rate
- $21,680
- Avg net price / yr
- 67.4%
- 150%-time completion
The verdict
SUM Bible College and Theological Seminary pairs modest former-student earnings with a selective admit.
According to the U.S. Department of Education's College Scorecard.
- 33rd pct.
- former-student earnings, US
- 40.7%
- acceptance rate
- 67.4%
- 150%-time completion
- +15%
- earnings, 6→10 yrs
Suburb: Large
Carnegie: Special Focus (4yr)
Institution data retrieved July 2026; field-of-study data retrieved March 2026.
How to read this SUM Bible College and Theological Seminary profile
Figures above come from IPEDS institution records published through the College Scorecard (retrieved July 2026 for institution fields; March 2026 for field-of-study). Peer groups and cost cohorts follow IPEDS ownership sector, Carnegie class ("Special Focus Four-Year: Faith-Related Institutions"), and locale, not an editorial shortlist.
Average net price subtracts grant and scholarship aid from cost of attendance for full-time, first-time undergraduate Title IV recipients. It is a defined cohort average, not a personalized price; income-band fields add context but do not replace the school's current net-price calculator.
Earnings use Treasury-linked records for federally aided former students who were working and not enrolled in the measurement year (completers and noncompleters). IPEDS completion and retention use separate first-time, full-time cohorts, so those denominators are not the earnings cohort. Read cost, completion, and earnings as distinct historical measures, not a causal verdict or individual forecast.
College Value Score
F
College Value Score
33/100
SUM Bible College and Theological Seminary
A 6-metric composite of earnings, cost, and completion outcomes benchmarked against every reporting US college, not a ranking of teaching quality, campus life, or fit for any individual student. See the full methodology.
Earnings F
$35,418
10-year median former-student earnings
Net Price F
$21,680
Average annual cost after grants and aid
Completion Rate B-
67.4%
Completion within 150% of normal time
Debt F
$26,677
Median federal debt at graduation
Loan Repayment F
35.1%
Borrowers repaying loans within 3 years
Retention F
64.3%
First-year students returning for year two
Each axis is the percentile score shown in the breakdown at left; the shape shows this school's overall profile at a glance.
Avg net price
$21,680
After grants and scholarships
150%-time completion
67.4%
Full-time, first-time cohort
150%-time completion vs portal median (57.1%) 67.4%
Four-year-institution cohort
College ROI Quadrant - SUM Bible College and Theological Seminary vs peers
Each dot is a college plotted by 10-year median earnings (x-axis) vs average net price (y-axis), colored by completion within 150% of normal time. Bottom-right = high earnings/lower price; top-left = lower earnings/higher price.
How SUM Bible College and Theological Seminary ranks nationally
Where this school's former-student earnings fall within the full national distribution of every US college that reports to the College Scorecard, not just its peer set.
SUM Bible College and Theological Seminary: former-student earnings vs. every US college
10-year median earnings, College Scorecard
$35,418 33rd percentile higher than 33% of 5,103 US colleges
Each bar is a $20K-wide band; taller bars hold more US colleges. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Education, College Scorecard · Mar–Jul 2026 retrievals
| Metric | SUM Bible College and Theological Seminary | National rank | Percentile |
|---|---|---|---|
| 10-yr median earnings | $35,418 | #3410 of 5103 | 33rd |
| Average net price | $21,680 | #3397 of 5020 | 32nd (lower is better) |
| 150%-time completion | 67.4% | #1646 of 4858 | 66th |
| Undergraduate enrollment | 198 | #3649 of 5462 | 33rd |
National ranks count every operating US college reporting each metric to the College Scorecard, separate from the earnings histogram above.
Quick Facts
198
Undergraduate enrollment
40.7%
Acceptance rate
-
SAT average
67.4%
150%-time completion
$35,418
10-yr median earnings
64.3%
First-year retention
How SUM Bible College and Theological Seminary ranks in California
State rank among 493 reporting California colleges with College Scorecard data, a separate lens from the national distribution above.
| Metric | SUM Bible College and Theological Seminary | State rank | Percentile |
|---|---|---|---|
| 10-yr median earnings | $35,418 | #364 of 493 | 26th |
| Average net price | $21,680 | #267 of 495 | 46th (lower is better) |
| 150%-time completion | 67.4% | #209 of 483 | 57th |
| Undergraduate enrollment | 198 | #375 of 553 | 32nd |
Highest former-student earnings in California
| # | School | 10-yr earnings | Net price |
|---|---|---|---|
| 1 | Samuel Merritt University | $143,238 | - |
| 2 | Harvey Mudd College | $138,687 | $35,924 |
| 3 | California Institute of Technology | $128,566 | $16,075 |
| 4 | Stanford University | $124,080 | $13,807 |
| 5 | Los Angeles County College of Nursing and Allied Health | $115,318 | - |
| 6 | Gnomon | $114,785 | $51,949 |
| 7 | Santa Clara University | $109,183 | $50,062 |
| 8 | Jesuit School of Theology of Santa Clara University | $109,183 | - |
| 9 | Touro University California | $104,805 | - |
| 10 | Claremont McKenna College | $104,736 | $28,849 |
| 11 | West Coast University-Anaheim-Orange County | $102,672 | $32,879 |
| 12 | West Coast University-Ontario | $102,672 | $49,590 |
| 364 | SUM Bible College and Theological SeminaryThis school | $35,418 | $21,680 |
Admissions
| Admission Rate | 40.7% |
Costs & Financial Aid
Net price by family income at SUM Bible College and Theological Seminary
Average annual net price after grants; Title IV recipient cohort by income bracket
- $0 – $30k
$0 – $30k
$21,249 net price / yr
- $30k – $48k
$30k – $48k
$22,068 net price / yr
- $48k – $75k
$48k – $75k
$21,807 net price / yr
- $110k+
$110k+
$17,426 net price / yr
What this shows Need-based aid pulls net price down at lower brackets at SUM Bible College and Theological Seminary - compare the bar for your income band, not the overall average alone.
Tuition & Net Price
| In-State Tuition | $10,460 |
| Out-of-State Tuition | $10,460 |
| Average Net Price | $21,680 |
44.6%
Pell Grant Rate
43.1%
Federal Loan Rate
$26,677
Median Debt
$283/mo
Monthly Payment
Net price at SUM Bible College and Theological Seminary swings rather than trends
Across 11 reported years between 2013 and 2023, the average net price here has ranged from $16,440 to $24,326 without settling into a rise or a fall. Comparing only the first and last years would read as -10.0%, but the years in between do not follow that line, so the honest summary is the range rather than a trend. Budget against the upper end, not the average.
Lowest year
$16,440
Highest year
$24,326
Most recent (2023)
$21,042
11 reported years. Nominal dollars, not adjusted for inflation.
2013 · $23,3922023 · $21,042
Over the same years, enrollment went -10.3% (348 → 312 students).
Source: U.S. Department of Education, College Scorecard, per-year fields (2013–2023). Net price is the average cost after grant and scholarship aid for federally-aided undergraduates.
Student Demographics
Race & ethnicity
Student body at a glance
50.4%
Female
53.6%
First Generation
Outcomes
64.3%
Retention Rate
$30,871
Median Earnings (6yr)
35.1%
Loan Repayment, Completers (3yr)
Outcomes & debt snapshot
| Measure | Cohort / horizon | Value |
|---|---|---|
| Completion within 150% of normal time | First-time, full-time | 67.4% |
| First-year retention | First-time, full-time freshmen | 64.3% |
| Median earnings | 6 years after entry | $30,871 |
| Median earnings | 10 years after entry | $35,418 |
| Loan repayment rate | Completers, 3 years after leaving | 35.1% |
| Median federal student debt | At completion | $26,677 |
| Estimated monthly payment | Standard 10-year plan | $283/mo |
Programs & Earnings
| Program | Credential | Completers | Median Earnings | Median Debt |
|---|---|---|---|---|
| Bible/Biblical Studies | Bachelor's | 47 | $36,973 | $27,200 |
Nearby Schools
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751 students
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224 students
National Career Education
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Independent Training & Apprenticeship Program
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Explore Data-Matched Colleges
Independent Scorecard matches among reporting colleges — not recommendations from the institution or a counselor.
Similar Enrollment and Sector
Other Private Nonprofit institutions closest in reported enrollment, preferring the same Carnegie classification.
Similar Reported Net Price
Other Private Nonprofit institutions with the nearest reported average net price.
Frequently Asked Questions
What is the acceptance rate at SUM Bible College and Theological Seminary? ▼
SUM Bible College and Theological Seminary is a private nonprofit institution in El Dorado Hills, California. The acceptance rate is 40.7%. Undergraduate enrollment is 198 students.
How much do SUM Bible College and Theological Seminary former students earn? ▼
Federally aided former students at SUM Bible College and Theological Seminary who were working and not enrolled had median earnings of $35,418 ten years after entry; the cohort is not limited to graduates. Six years after entry, the corresponding median is $30,871.
How much does SUM Bible College and Theological Seminary cost? ▼
The average net price at SUM Bible College and Theological Seminary is $21,680. In-state tuition is $10,460 and out-of-state tuition is $10,460. Median student debt at graduation is $26,677.
What is the graduation rate at SUM Bible College and Theological Seminary? ▼
SUM Bible College and Theological Seminary has a 67.4% completion rate within 150% of normal time at a four-year institution (typically six years for a bachelor’s program). The first-year retention rate is 64.3%.
Is SUM Bible College and Theological Seminary worth the student debt? ▼
The median student debt at SUM Bible College and Theological Seminary is $26,677, while former students earn a median of $35,418 ten years after enrollment. That debt represents about 75% of those annual earnings. Among borrowers who completed their program, 35.1% are repaying their loans within 3 years. Estimated monthly loan payment is $283.
Sources & methodology
Private-nonprofit profiles emphasize Scorecard cost-after-aid and completion alongside IPEDS Carnegie class. Endowment, gifts, and sticker price are not Scorecard fields on this page.
Figures are the Mar–Jul 2026 federal retrievals. Nonprofit campuses vary widely in aid practice — net price here is the Title-IV-recipient cohort average, not an individual award letter. Read the full methodology for how the data is sourced, computed, and verified.
- College Scorecard, U.S. Department of Education - former-student earnings, cost & completion (collegescorecard.ed.gov).
- IPEDS, National Center for Education Statistics - enrollment, admissions, Carnegie class & demographics (nces.ed.gov/ipeds).
- U.S. Treasury / IRS earnings linkage - median earnings 6 & 10 years after enrollment for federal-aid recipients (irs.gov).
- College Scorecard, Field of Study - program-level (credential) earnings & debt (collegescorecard.ed.gov).
- Federal Student Aid (Title IV / NSLDS) - U.S. Department of Education - net price, student debt & aid-recipient repayment outcomes (studentaid.gov).
Where to go next from SUM Bible College and Theological Seminary
- Compare SUM Bible College and Theological Seminary against schools with similar outcomes at a lower average net price.Find similar schools that cost less
- Browse every reporting college in California side by side.Browse California
- See how fields of study differ on former-student earnings and debt.Explore programs
Nonprofit Scorecard medians describe federal-aid recipients who were working and not enrolled — they are not sticker-price ROI and not advice.
Every figure on PlainCollege is rendered directly from the U.S. Department of Education's College Scorecard data, no number is typed in by an editor. Private-nonprofit profiles compile Scorecard net-price and earnings cohorts with IPEDS structure fields — no editor-typed figures. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error on this page. Review the public data changelog. Data current as of Mar–Jul 2026 retrievals.