10-yr median earnings
$64,874
Federal aid recipients only
Public · Lowell, Massachusetts
University of Massachusetts-Lowell
University of Massachusetts-Lowell is a public institution in Lowell, Massachusetts. as a public institution, published Scorecard outcomes are the federal Title-IV cohort view of former students — not every graduate and not a guarantee for any one enrollee.
- $17,163
- Avg net price / yr
- $64,874
- 10-yr median earnings
- 67.4%
- 150%-time completion
- 83.0%
- Acceptance rate
The verdict
University of Massachusetts-Lowell pairs top-quartile former-student earnings with open admission.
According to the U.S. Department of Education's College Scorecard.
- Top 11%
- former-student earnings, US
- 83.0%
- acceptance rate
- 67.4%
- 150%-time completion
- +6%
- earnings, 6→10 yrs
Suburb: Large
Carnegie: R2
Institution data retrieved July 2026; field-of-study data retrieved March 2026.
How to read this University of Massachusetts-Lowell profile
Figures above come from IPEDS institution records published through the College Scorecard (retrieved July 2026 for institution fields; March 2026 for field-of-study). Peer groups and cost cohorts follow IPEDS ownership sector, Carnegie class ("Doctoral Universities: High Research Activity"), and locale, not an editorial shortlist.
Average net price subtracts grant and scholarship aid from cost of attendance for full-time, first-time undergraduate Title IV recipients. It is a defined cohort average, not a personalized price; income-band fields add context but do not replace the school's current net-price calculator.
Earnings use Treasury-linked records for federally aided former students who were working and not enrolled in the measurement year (completers and noncompleters). IPEDS completion and retention use separate first-time, full-time cohorts, so those denominators are not the earnings cohort. Read cost, completion, and earnings as distinct historical measures, not a causal verdict or individual forecast.
College Value Score
C+
College Value Score
64/100
University of Massachusetts-Lowell
A 6-metric composite of earnings, cost, and completion outcomes benchmarked against every reporting US college, not a ranking of teaching quality, campus life, or fit for any individual student. See the full methodology.
Earnings A
$64,874
10-year median former-student earnings
Net Price D
$17,163
Average annual cost after grants and aid
Completion Rate B-
67.4%
Completion within 150% of normal time
Debt F
$23,704
Median federal debt at graduation
Loan Repayment B+
75.3%
Borrowers repaying loans within 3 years
Retention B
84.0%
First-year students returning for year two
Each axis is the percentile score shown in the breakdown at left; the shape shows this school's overall profile at a glance.
Avg net price
$17,163
After grants and scholarships
150%-time completion
67.4%
Full-time, first-time cohort
150%-time completion vs portal median (57.1%) 67.4%
Four-year-institution cohort
College ROI Quadrant - University of Massachusetts-Lowell vs peers
Each dot is a college plotted by 10-year median earnings (x-axis) vs average net price (y-axis), colored by completion within 150% of normal time. Bottom-right = high earnings/lower price; top-left = lower earnings/higher price.
How University of Massachusetts-Lowell ranks nationally
Where this school's former-student earnings fall within the full national distribution of every US college that reports to the College Scorecard, not just its peer set.
University of Massachusetts-Lowell: former-student earnings vs. every US college
10-year median earnings, College Scorecard
$64,874 Top 11% higher than 89% of 5,103 US colleges
Each bar is a $20K-wide band; taller bars hold more US colleges. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Education, College Scorecard · Mar–Jul 2026 retrievals
| Metric | University of Massachusetts-Lowell | National rank | Percentile |
|---|---|---|---|
| 10-yr median earnings | $64,874 | #542 of 5103 | 89th |
| Average net price | $17,163 | #2520 of 5020 | 50th (lower is better) |
| 150%-time completion | 67.4% | #1640 of 4858 | 66th |
| Undergraduate enrollment | 11,434 | #294 of 5462 | 95th |
National ranks count every operating US college reporting each metric to the College Scorecard, separate from the earnings histogram above.
Quick Facts
11,434
Undergraduate enrollment
83.0%
Acceptance rate
1,285
SAT average
67.4%
150%-time completion
$64,874
10-yr median earnings
84.0%
First-year retention
How University of Massachusetts-Lowell ranks in Massachusetts
State rank among 106 reporting Massachusetts colleges with College Scorecard data, a separate lens from the national distribution above.
| Metric | University of Massachusetts-Lowell | State rank | Percentile |
|---|---|---|---|
| 10-yr median earnings | $64,874 | #33 of 106 | 69th |
| Average net price | $17,163 | #36 of 117 | 69th (lower is better) |
| 150%-time completion | 67.4% | #57 of 109 | 48th |
| Undergraduate enrollment | 11,434 | #5 of 128 | 96th |
Highest former-student earnings in Massachusetts
| # | School | 10-yr earnings | Net price |
|---|---|---|---|
| 1 | Massachusetts Institute of Technology | $143,372 | $20,111 |
| 2 | Franklin W Olin College of Engineering | $129,455 | $25,171 |
| 3 | Massachusetts College of Pharmacy and Health Sciences | $125,557 | $39,545 |
| 4 | Babson College | $123,938 | $40,514 |
| 5 | Bentley University | $120,959 | $37,930 |
| 6 | Boston College | $103,937 | $41,704 |
| 7 | Worcester Polytechnic Institute | $103,470 | $43,071 |
| 8 | Harvard University | $101,817 | $19,066 |
| 9 | Lawrence Memorial Hospital School of Nursing | $101,466 | - |
| 10 | Northeastern University | $92,538 | $30,915 |
| 11 | Northeastern University Professional Programs | $92,538 | - |
| 12 | College of the Holy Cross | $90,543 | $38,782 |
| 33 | University of Massachusetts-LowellThis school | $64,874 | $17,163 |
Admissions
| Admission Rate | 83.0% |
| SAT Average | 1,285 |
| SAT Math (25th-75th) | 590 – 690 |
| SAT Reading (25th-75th) | 590 – 680 |
| ACT Average | 29 |
| ACT (25th-75th) | 25 – 32 |
Costs & Financial Aid
Net price by family income at University of Massachusetts-Lowell
Average annual net price after grants; Title IV recipient cohort by income bracket
- $0 – $30k $9,943
$0 – $30k
$9,943 net price / yr
- $30k – $48k $10,199
$30k – $48k
$10,199 net price / yr
- $48k – $75k
$48k – $75k
$12,141 net price / yr
- $110k+
$110k+
$26,139 net price / yr
What this shows Need-based aid pulls net price down at lower brackets at University of Massachusetts-Lowell - compare the bar for your income band, not the overall average alone.
Tuition & Net Price
| In-State Tuition | $16,966 |
| Out-of-State Tuition | $36,264 |
| Average Net Price | $17,163 |
30.0%
Pell Grant Rate
53.0%
Federal Loan Rate
$23,704
Median Debt
$251/mo
Monthly Payment
Net price at University of Massachusetts-Lowell swings rather than trends
Across 11 reported years between 2013 and 2023, the average net price here has ranged from $14,071 to $20,079 without settling into a rise or a fall. Comparing only the first and last years would read as +13.9%, but the years in between do not follow that line, so the honest summary is the range rather than a trend. Budget against the upper end, not the average.
Lowest year
$14,071
Highest year
$20,079
Most recent (2023)
$18,627
11 reported years. Nominal dollars, not adjusted for inflation.
2013 · $16,3512023 · $18,627
Over the same years, enrollment went -1.7% (11,828 → 11,632 students).
Source: U.S. Department of Education, College Scorecard, per-year fields (2013–2023). Net price is the average cost after grant and scholarship aid for federally-aided undergraduates.
Student Demographics
Race & ethnicity
Student body at a glance
43.4%
Female
31.8%
First Generation
Outcomes
84.0%
Retention Rate
$61,467
Median Earnings (6yr)
76.0%
Earning Over $25K
75.3%
Loan Repayment, Completers (3yr)
Outcomes & debt snapshot
| Measure | Cohort / horizon | Value |
|---|---|---|
| Completion within 150% of normal time | First-time, full-time | 67.4% |
| First-year retention | First-time, full-time freshmen | 84.0% |
| Median earnings | 6 years after entry | $61,467 |
| Median earnings | 10 years after entry | $64,874 |
| Share earning over $25,000 | Working, not enrolled | 76.0% |
| Loan repayment rate | Completers, 3 years after leaving | 75.3% |
| Median federal student debt | At completion | $23,704 |
| Estimated monthly payment | Standard 10-year plan | $251/mo |
Programs & Earnings
Field-of-study summary by credential
| Credential | Programs | Award count | Avg earnings | Top earnings | Avg debt |
|---|---|---|---|---|---|
| Bachelor's | 33 | 2,717 | $77,019 | $120,219 | $24,469 |
| Master's | 25 | 1,245 | $108,179 | $151,603 | $25,440 |
| Graduate Certificate | 5 | 212 | $92,576 | $128,785 | $20,500 |
| Certificate | 3 | 83 | $75,928 | $91,498 | $9,500 |
| Doctoral | 2 | 28 | $85,128 | $85,128 | $40,633 |
| Associate's | 1 | 19 | $75,423 | $75,423 | $16,496 |
Top programs at University of Massachusetts-Lowell by completer earnings
Median earnings of program completers, College Scorecard field-of-study file
- Computer Science
Computer Science
$151,603 median earnings
- Electrical, Electronics, a…
Electrical, Electronics, and Communications Engineering
$137,144 median earnings
- Computer and Information S…
Computer and Information Sciences, General
$132,707 median earnings
- Computer Engineering
Computer Engineering
$130,170 median earnings
- Business Administration, M…
Business Administration, Management and Operations
$128,785 median earnings
- Registered Nursing, Nursin…
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
$125,044 median earnings
- Mechanical Engineering Rel…
Mechanical Engineering Related Technologies/Technicians
$120,219 median earnings
- Health and Medical Adminis…
Health and Medical Administrative Services
$119,763 median earnings
What this shows The highest-earning programs at a school are not necessarily its most popular ones - a small specialized program can post strong median earnings without reflecting the outcome most students here actually see.
Explore Data-Matched Colleges
Matches use Scorecard measures among reporting colleges — not state-system recommendations or geographic proximity.
Similar Enrollment and Sector
Other Public institutions closest in reported enrollment, preferring the same Carnegie classification.
Similar Reported Net Price
Other Public institutions with the nearest reported average net price.
University at Albany
Albany, NY
$17,167 net price · $4 apart
State University of New York at Plattsburgh
Plattsburgh, NY
$17,156 net price · $7 apart
Eastern Oregon University
La Grande, OR
$17,148 net price · $15 apart
Choffin Career and Technical Center
Youngstown, OH
$17,141 net price · $22 apart
Frequently Asked Questions
What is the acceptance rate at University of Massachusetts-Lowell? ▼
University of Massachusetts-Lowell is a public institution in Lowell, Massachusetts. The acceptance rate is 83.0%. The average SAT score is 1,285. Undergraduate enrollment is 11,434 students.
How much do University of Massachusetts-Lowell former students earn? ▼
Federally aided former students at University of Massachusetts-Lowell who were working and not enrolled had median earnings of $64,874 ten years after entry; the cohort is not limited to graduates. Six years after entry, the corresponding median is $61,467.
How much does University of Massachusetts-Lowell cost? ▼
The average net price at University of Massachusetts-Lowell is $17,163. In-state tuition is $16,966 and out-of-state tuition is $36,264. Median student debt at graduation is $23,704.
What is the graduation rate at University of Massachusetts-Lowell? ▼
University of Massachusetts-Lowell has a 67.4% completion rate within 150% of normal time at a four-year institution (typically six years for a bachelor’s program). The first-year retention rate is 84.0%.
Is University of Massachusetts-Lowell worth the student debt? ▼
The median student debt at University of Massachusetts-Lowell is $23,704, while former students earn a median of $64,874 ten years after enrollment. That debt represents about 37% of those annual earnings. Among borrowers who completed their program, 75.3% are repaying their loans within 3 years. Estimated monthly loan payment is $251.
Sources & methodology
Public-college profiles lean on IPEDS enrollment and Scorecard Title-IV outcomes. State appropriations are outside this page; the figures below are the federal cohort measures only.
Every number is read live from the Mar–Jul 2026 Scorecard/IPEDS retrievals. Public institutions often enroll large Title-IV cohorts, so medians can be stable — still cohort averages, never a personal forecast. Read the full methodology for how the data is sourced, computed, and verified.
- College Scorecard, U.S. Department of Education - former-student earnings, cost & completion (collegescorecard.ed.gov).
- IPEDS, National Center for Education Statistics - enrollment, admissions, Carnegie class & demographics (nces.ed.gov/ipeds).
- U.S. Treasury / IRS earnings linkage - median earnings 6 & 10 years after enrollment for federal-aid recipients (irs.gov).
- College Scorecard, Field of Study - program-level (credential) earnings & debt (collegescorecard.ed.gov).
- Federal Student Aid (Title IV / NSLDS) - U.S. Department of Education - net price, student debt & aid-recipient repayment outcomes (studentaid.gov).
Where to go next from University of Massachusetts-Lowell
- Compare University of Massachusetts-Lowell against schools with similar outcomes at a lower average net price.Find similar schools that cost less
- Browse every reporting college in Massachusetts side by side.Browse Massachusetts
- See how fields of study differ on former-student earnings and debt.Explore programs
Public-college Scorecard figures are historical Title-IV cohort averages — confirm current tuition, aid, and admissions rules with the institution before deciding.
Every figure on PlainCollege is rendered directly from the U.S. Department of Education's College Scorecard data, no number is typed in by an editor. Public-institution profiles compile Scorecard Title-IV earnings, IPEDS enrollment/admissions, and Treasury linkage fields — no editor-typed figures. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error on this page. Review the public data changelog. Data current as of Mar–Jul 2026 retrievals.